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VA, FHA, USDA, Conventional, Jumbo Loans, Down Payment Assistance, Refinancing, Rennovation, HELOC, Portfolio, Commercial, and more from a Direct Lender and Loan Servicer.

We want you to be a lifetime client and business partner.



The Home Buying Process

Buying a home is a process. At The Abair Team we’re here to help you through every step of the way. If you’re new to the process or have been out of the game for a while, here’s an overview of what to expect:  READ MORE

Refinancing Process

 Our services aren’t just for homebuyers. We offer a variety of competitively-priced refinancing options aimed at helping you leverage the equity in your current home to achieve your goals.

Working With The Team

It takes a village to help clients find their dream home. Our team is committed to forming lasting relationships with agents so that, together, we can provide excellent and engaging, professional service:  READ MORE

Mortgage Calculator

  • The Basics

    • Purchase Price ($)
    • Interest Rate (%)
    • Term in Years (Max 30)
  • Fees & Other

    • Down Payment (%)
    • Loan Fees ($)
    • Monthly Principal Added ($)
  • Other Options

    • Printed Loan Label
      • Make Biweekly Payments
      • Create Amortization Table
      • By Month
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  • Disclaimer

The Paul Abair Team is proud to support:

Home For Our Troops

Mt Carmel Veterans Service Center

Afghanistan Relief Organization

The Abair Team


Your Colorado Springs Mortgage Lenders

Searching for Colorado Springs Mortgage Lenders?  The Paul Abair Mortgage Lending Team, is on call and ready to serve you.  With offices in Colorado Springs and Denver, we provide mortgage loans locally to clients along the front range from Colorado Springs to Denver to Pueblo, including Monument, CO and Castle Rock.  Additionally, as a part of Armed Forces Bank, we have offices in all 50 states which means we can help you get pre-qualified for a mortgage loan when buying a home or refinancing anywhere in the country.

The Best Mortgage Lenders – Colorado Springs & Denver

While we consider ourselves the best mortgage lenders in Colorado Springs and Denver, ultimately you will decide.  Our mission is simple. We look to provide the best possible mortgage lending experience.  To us that means we are:


When you are buying a home, you need your mortgage lender to be available when you are looking at homes and writing offers.  Questions arise, and you need answers.  That’s why we also work nights and weekends.


Processing and closing your mortgage loan takes communication and team work.  We communicate the way you want to communicate: in person, by phone, email or text.  Keeping everyone on the team apprised of your loan status is key so we provide you and your Realtor® real-time updates of your loan’s status. 


Just like every person is unique every loan situation is unique.  Our team has the experience to handle any issue that might arise. 


As part of the Armed Forces Bank family we have a large selection of mortgage loan programs to suit most all situations including: government loans (FHA Loans and VA Loans), Conventional Loans, Jumbo Loans, Down Payment Assistance Loans and Portfolio loans that you won’t find elsewhere.  Most importantly, you’ll find our mortgage interest rates to be highly competitive and very often beat out our competitors.


Buying a home is centered around the dates and deadlines of the real estate purchase agreement.  We work closely with you and your Realtor® to ensure your mortgage loan deadlines are met.  Our goal is to close your mortgage loan as quickly and timely as possible.

Let Us Earn Your Business

At the Abair Team we are proud to have received rave reviews from our past clients.  We would be honored to earn your business as well. 

Start the Process: Get a Mortgage Prequalification

Buying a Home

If you want to buy a home and need a mortgage loan, click here to start your mortgage prequalification online.  If you need mortgage down payment assistance, click here to start your mortgage prequalification.

Refinancing a Home

If you already own a home and want to refinance your existing mortgage loan, click here to start your mortgage refinance prequalification.   

Have a Question?

Do you have a question, or prefer to prequalify over the phone?  Call us at 719-694-5317.


Armed Forces Bank

   Mobile: 719.650.8019

Latest News

Down Payment Assistance has been available throughout the nation for FHA, Conventional, USDA, and VA buyers for a long time. I still run into Realtors  and clients that think Down Payment Assistance (DPA) programs on mortgages are only for first time homebuyers. This is not ...

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